Guides
Every Bistrehaven switching guide
Five guides that follow a switch from the first renewal notice to the last refund check. Read them in order if you are just starting, or jump to the one that matches where you are.
Where to begin
Just thinking about it
Begin with the guide on timing, then gather your paperwork.
Offer in hand
Read the deductibles and discounts guide before you accept.
Ready to move
Follow the no-lapse guide, then the cancellation guide.
- 1
Overlap first · 9 min read
How to switch car insurance without a lapse in coverage
Line up the new car policy so it begins before the old one ends, confirm it is live, then cancel the old one in writing so no day goes uncovered.
- 2
Timing · 9 min read
When is the best time to change insurers?
Renewal is the easiest moment to move a car policy, but a move, a new driver or an older ticket can make another month the better one. Here is how to pick.
- 3
Refunds · 10 min read
Cancelling your old policy: refunds, fees and timing
How companies work out the refund when you leave early, which fees can apply, how long the money takes, and why letting a policy cancel for nonpayment is a poor shortcut.
- 4
Paperwork · 9 min read
What to gather before you switch car insurers
The declarations page, every car and driver on the policy, the current term dates and your recent history: what to have in front of you before you ask another company for a price.
- 5
Compare fairly · 10 min read
How your deductible and discounts can change when you switch
A lower premium can hide a higher deductible or a discount that did not follow you. How to compare two policies so the cheaper one really is cheaper for your household.
Ready for the first guide?
Pick the guide that fits where you are in the switch and Bistrehaven will email it. All the form insists on is a first name, a guide and your OK on the legal pages.